Ross Financial Aid

Daily Virtual Open Advising Hours:

Monday, Wednesday, Friday    9:00 am – 11:00 am
Tuesday and Thursday              1:30 pm – 3:30 pm

Ross Virtual Open Advising will be closed on Thursday March 30, 2023.

During the above open advising times, you may send a message (with your UMID number) through Google Chat to to initiate a virtual meeting. Messages will be answered in the order received, (wait time may exist). Once we are ready to assist, we will send you an invite to join us in a Google Meet room. We will wait no longer than 3 minutes for you to join before ending the meeting and moving onto the next meeting. Ross Financial Aid will not be available for virtual open advising outside of these times. Times are in Standard Eastern time zone.

Required Reading

Required Reading is the reference and resource guide for students who are awarded financial aid at the University of Michigan. We call it Required Reading because it answers many questions students ask about their financial aid and provides information you must know in order to receive financial aid at U-M. You are expected to read it in order to understand the rights and responsibilities that go along with receiving your aid.


Read the Office of Financial Aid Publications and Newsletters for important tips and information.

Financial Aid Checklist

Schedule a 15 minute Advising Appointment: 

Click on the Advising System to schedule a 15 minute appointment to meet by Google Meet at a designated time with Michelle Robski, Assistant Director of Ross Financial Aid.  Students can choose to video conference or dial in via phone to Google Meet. Need to meet with us sooner? Feel free to visit us during Virtual Open Advising (see instructions to the left).

Winter 2023 Aid

The Winter 2023 direct deposit refunds to Ross School of Business BBA students should be available on or after December 30, 2022. 

The Winter 2023 direct deposit refunds to Ross School of Business Graduate students should be available on or after January 9, 2023. 

Checks are mailed to students without direct deposit to their current active address in Wolverine Access. Mail delivery dates cannot be confirmed. 

Direct Deposit

Set up your Direct Deposit to get refunds sooner at  Wolverine Access > Student Business > Payroll and Compensation > Direct Deposit. Be sure that your current address on file up is always up to date.

Budgeting and Financial Planning

Budget Wizard (CashCourse budget wizard website)
Your Money Your Life (U-M Office of Financial Aid)

Managing & Repayment tools

Repayment Plans & Calculators (U.S. Dept of Edu for Federal Loans)
Loan Limits and Calculators (U-M Office of Financial Aid)

Estimating your Monthly Loan Payments

Financial Awareness Counseling (U.S. Dept of Edu for Federal Loans)
Payment Plan Simulator (U.S. Dept of Edu for Federal Loans)
Student Loan Calculator (College Board for all loans)  

Contact Information

Contact us through email (most emails are answered within 1-2 business days), daily virtual open advising, or schedule a 15 minute Google Meet appointment (join by video or phone). 

Email:, Be sure to included your UMID number.

Ross Financial Aid Office Location:

Kresge Hall, Third Floor, Room K3521
700 East University
Ann Arbor, MI 48109-1234

Phone:   734-764-5139
Fax:        734-764-2129


Ross Financial Aid Staff:

Michelle Robski
Assistant Director
Barbara Stevens
Financial Aid Coordinator

The Ross School of Business Office of Financial Aid is a satellite office of the University of Michigan Office of Financial Aid.